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Book Free Analysis
Free statement analysis · Limited Offer · $400 Gift Card

Most merchants overpay on processing. We find what you’re owed.

Send us one recent processing statement. We’ll show you, line by line, where your fees are inflated — then move you to a sharper rate. New customers that switch get a $400 Gift Card.

Get My Free Analysis No obligation. Takes 15 minutes.

Illustrative breakdown. Your actual savings depend on your statement.

The savings are the point.
The $400 gift card is the bonus.

Switch your processing to Merchant Advisory Services and we’ll send a $400 eGift Card once your account is active and in good standing. See terms below.

Three steps. Fifteen minutes to start.

No switch happens until you’ve seen the numbers and decided they’re worth it.

STEP 01

Send a statement

Upload one recent processing statement. That’s everything we need to calculate your true current ‘Effective Rate‘.

STEP 02

See the breakdown

On a 15-minute call we walk you through every inflated line and what a sharper rate looks like for your business.

STEP 03

Switch & collect

Like the numbers? We handle the migration. Once your account is active and in good standing, your $400 gift card ships.

Who qualifies

  • ✓ Any U.S. based business accepting card payments
  • ✓ A new Merchant Advisory Services account (not a current client)
  • ✓ Approved through standard underwriting procedures
  • ✓ Account activated and processing within 60 days
  • ✓ Account in good standing through the qualifying period
  • ✓ One $400 virtual gift card per business (EIN)

Already under contract elsewhere?

Tell us on the call. If your current processor charges an early-termination fee, it’s a small one-time cost — and your savings erase it fast. A typical merchant earns that fee back in about three weeks, then keeps roughly $500 a month from there.

We run the exact numbers for your business up front, so you switch only if you come out clearly ahead. No surprises.

See what you’re overpaying.

One statement. Fifteen minutes. A clear answer on what a switch is worth—plus a $400 Gift Card if you make the move.

Book My Free Analysis
99 Wall Street NYC 10005

Offer. The $400 eGift Card is a promotional incentive offered and funded solely by Merchant Advisory Services (“MAS”). To qualify, a business must open a new MAS merchant account, be approved through standard underwriting, activate and begin processing within 60 days of signing, and remain in good standing through the qualifying period. Limit one card per business (EIN). The card is issued upon the account meeting all conditions and is typically delivered within 30 days thereafter. The value of the card may be reportable as income; recipients are responsible for any applicable taxes. MAS may modify or end this offer at any time. Void where prohibited.

Trademarks. eGift Cards are issued and serviced by their respective issuer and subject to that issuer’s terms. All other marks are the property of their respective owners. Figures shown are illustrative and do not guarantee any specific savings.

FAQ

Book Free Analysis
$400 Switch & Save · Questions answered

Questions?
Start here.

Everything a business owner usually asks about the free statement analysis, switching and the $400 Gift Card straight up.

The Full Offer
What's the offer, in one sentence?+

Send us one recent processing statement, we'll show you exactly where your card-processing fees are inflated, and if you switch your processing to MAS we'll send you a $400 Gift Card once your account is active and in good standing.

Is the $400 really free — what's the catch?+

It's a real $400 card, funded by us — not a rebate you have to chase. The only "catch" is that it's an incentive for switching your payment processing to MAS, and it's paid after your account is active and in good standing, not the day you sign. No separate purchase, no subscription, no fee to receive it.

Do I have to switch processors to get the card?+

Yes — the card is our thank-you for moving your processing to MAS. But you never have to switch just to find out what you'd save: the statement analysis is free and carries no obligation. Plenty of owners run the analysis, see the numbers, and decide for themselves.

When do I get the $400, and how?+

Once your MAS account is active, processing, and in good standing through the qualifying period, we issue the card electronically to your business email — typically within about 30 days of meeting those conditions. One card per business (EIN).

About The Savings
How much will I actually save?+

It depends entirely on your current statement — which is why we read it line by line first. Many merchants are overpaying through non-qualified surcharges and undisclosed markups they can't easily see. We'll show you your real numbers before you decide anything; we'd rather you stay put than switch into a worse deal.

Any sample figures we show are illustrative, not a guarantee.

What do you need from me to show me?+

One recent processing statement and about 15 minutes. That single statement tells us your true effective rate and where the inflated lines are.

Is the free analysis really free, with no obligation?+

Completely. The analysis costs nothing and commits you to nothing. If the numbers don't beat what you've already got, no hard feelings — you keep the breakdown either way.

I'm under contract with an early-termination fee — does switching still make sense?+

Often, yes. An early-termination fee is a one-time cost; the savings are every month. For a typical merchant, the monthly savings cover that fee in about three weeks — and everything after that is money back in your pocket. We'll run your exact numbers, including any fee, up front, so you only switch if you come out clearly ahead.

Making The Switch
How long does switching take? Will my business have downtime?+

No. None at all. We handle the migration for you and plan it so your ability to take payments isn't interrupted in any way. Everything depends on your current setup, and we'll walk you through what to expect for your business on oour call.

Do I have to replace my POS or card terminal?+

Only if you want to; and where new equipment genuinely makes sense, we'll offer you a credit towards an upgrade to a new pos device. We confirm your specific setup and preferences before we do anything.

Is my statement and business data secure?+

Yes. Your statement is used only to perform your analysis, and we treat your business information as confidential. We only ever ask for what's needed to read your rate and, if you choose to switch, to set up your account.

The Fine Print
Who is Merchant Advisory Services?+

We're a New York–based payments ISO focused on one thing: helping small businesses reduce costs and increase profit margins. We work directly with major payment acquirers, which lets us offer wholesale transparent pricing.

How does MAS price processing — how do you make money?+

We use transparent interchange-plus pricing: you pay the true cost set by the card networks, plus one small, clearly disclosed margin — and that margin is how we earn. No hidden bundles, no padded "non-qualified" buckets. You can see exactly what you're paying for.

Still curious what you're overpaying?

One statement. Fifteen minutes. A clear answer on what a switch is worth — plus a $400 card if you make the move.

Book My Free Analysis
99 Wall Street, New York, NY 10005

Disclosures. The $400 Gift Card is a promotional incentive offered and funded solely by Merchant Advisory Services and is issued only after a new merchant account is active and in good standing through the qualifying period; limit one per business (EIN). Figures shown are illustrative and do not guarantee any specific savings. The value of the card may be reportable as income; recipients are responsible for any applicable taxes.

Terms.

1. Sponsor
This promotion (the “Offer”) is sponsored and funded solely by Merchant Advisory Services Inc (“MAS”), 99 Wall Street, New York,
NY. The Offer is not sponsored, endorsed, administered by, or affiliated with American Express, Verizon Communications, any card network, or any payment processor.
2. The reward
A $400 eGift Card (the “Card”), delivered electronically to a qualifying business. One (1) Card maximum per business, identified by Employer Identification Number (EIN). The Card is issued and serviced by its issuer and is subject to that issuer’s terms and conditions.
3. Who is eligible
To qualify, a business must:
1. Be a U.S.-based business that accepts card payments;
2. Open a new merchant account with merchant Advisory Services during the Offer Period (i.e., not be a current or former merchant within the last 36 months);
3. Be approved through standard underwriting and risk review;
4. Activate and begin processing live transactions within 60 days of executing the MAS merchant agreement;
5. Process a minimum of $100,000 in volume within the first 30 days, to deter incentive-only signups;
6. Remain in good standing (account active, not in default, not flagged for fraud or excessive chargebacks) through the Qualifying
Period (60–90 days post-activation).
Employees, contractors, and partners of MAS, and their immediate households, are not eligible.
4. How the reward is earned and delivered
The Card is not paid at signup. It is issued only after the business has satisfied all conditions in Section 3, including completion of the Qualifying Period in good standing. Once verified, the Card is delivered electronically to the business’s email of record, typically within 30 days.
5. Existing processor obligations MAS is not responsible for any early-termination fee, equipment lease, or other charge a business owes its current or prior processor. MAS will review a merchant’s existing obligations during consultation so the merchant can make an informed decision.
6. Offer period
The Offer is valid for new accounts signed between July 1, 2026 and December 31, 2026 , or until MAS modifies or ends the Offer, whichever is first.
7. Taxes
The value of the Card may be reportable as income. MAS may be required to issue a Form 1099 where the value of incentives provided to a recipient meets the applicable threshold in a calendar year. Recipients are solely responsible for any taxes arising from receipt of the Card. MAS recommends recipients consult their own tax advisor.
8. General
Limit one (1) Card per business (EIN). MAS may, at its discretion, treat related or commonly-owned entities as a single business. The Offer is non-transferable and may not be combined with other MAS new-account incentives unless MAS states otherwise in writing. MAS reserves the right to modify, suspend, or terminate the Offer, or to disqualify any business for fraud, misrepresentation, or
abuse, at any time. The Offer is void where prohibited or restricted by law. All figures used in MAS marketing (e.g., sample savings) are illustrative and do not guarantee any specific result. Actual savings depend on the merchant’s statement and processing profile. These Terms are governed by the laws of the State of New York.
9. Trademarks
American Express® is a registered trademark of its owner and is used here solely to identify the Card. American Express is not a
sponsor of, and is not affiliated with, this Offer or MAS. All other marks are the property of their respective owners.
10. This promotional may not be combined with any other promotion and void where prohibited.

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Limited TIme Offer!

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Switch & Save · Limited Time Offer · $400 Gift Card 💳

Most merchants overpay on processing.

We find what you’re owed.

Send us one recent processing statement or give us some details. We’ll show you, line by line, where your fees are inflated — then offer you lower fee schedule. New customers that switch get a $400 Gift Card.

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